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WE BUY HOUSES! Any Reason Any Condition |
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Frequently Asked Questions |
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Q. What expenses are included in a mortgage payment? A. As soon as you decide to start shopping for a home, you begin to hear a lot of terms you may not be familiar with. One you might have already come across is PITI, which stands for Principal, Interest, Taxes, and Insurance – the four components included in a mortgage payment. So, with each monthly house payment, you're actually paying a portion of your principal loan balance and interest on the loan, 1/12 of your annual property taxes, and your monthly homeowner's insurance premium. But it's important to keep in mind that this is not the only new monthly expense you'll encounter as a new homeowner. Utilities like electricity and water will most likely be higher than you're used to. Plus, you will probably have new utilities to pay, such as gas and sewer. You might also be responsible for paying homeowner association or condo association dues. Another expense that can catch a new homeowner off guard is home repair. Buying a AmeriBanc Capital house is a good way to keep those expenses at a minimum, because you will know before you purchase the house what's been repaired and is under warranty, and what is original to the house. However, you still have to be prepared for the unexpected. That is why many of our franchisees also offer an optional homeowner's warranty. |
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AmeriBain Capital, 41 Old Governor Place, St. Charles, MO 63301 HouseBuyer@ABCBuyer.com 314-735-5551 © 2002-2010 AmeriBanc Capital A Division of AmeriInvestments, LLC All Rights Reserved |
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